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The buying process is a lot smoother when you have your finances in order.
Before you begin your search, have a lender assess your loan-taking ability for an indication of your purchasing power and the maximum amount you can spend on a property.
An important step in the property hunt is seeking pre-approval before deciding on the property you want to buy.
This is where your home loan either has been, or will be, approved when you find the property you wish to purchase.
Pre-approval usually lasts for 3-6 months and shows you’re eligible to apply for a loan up to a certain amount.
While it doesn’t commit you to a loan, it allows you to set an affordable price range, aids your ability to make an offer and tells vendors you’re serious about buying.
Conveyancing is the process of transferring the ownership of a legal title, such as a house or land, to the new owner.
The conveyancing process is comprised of two stages, including the exchange of contracts and settlement.
This process can be complicated and often requires the assistance of a qualified conveyancer.
A conveyancer is a licensed professional who understands the laws and processes around the sale of a property.
They are specialised to provide advice and information, ensure you meet all the legal obligations involved in your property transaction and protect your rights throughout the process.